Capital Gain Tax Calculator
Estimate Your Capital Gains Tax & Total Tax Liability with Ease
Investment property sales can attract a staggering tax liability of up to 42.1%. This burden consists of various components like Federal Capital Gains Tax (ranging from 0%, 15%, 20%), State Capital Gains Tax (0% to 13.3%), Depreciation Recapture Tax (25%), and Net Investment Income Tax (either 0% or 3.8%).
All these numbers can be overwhelming, but that’s where our 1031 Exchange Calculator steps in. It simplifies these complex calculations to give you an aggregate amount representing your maximum tax liability. And here’s the game-changer: these taxes can be deferred using a 1031 Exchange! Plus, for properties initially acquired through a 1031 Exchange, our calculator accommodates deferred gains for a more accurate tax liability estimate.
* The Federal capital gain tax rate is generally 15% or 20% depending upon taxable income. Single taxpayers with over $425,000 in taxable income and taxpayers filing as married filing jointly with over $479,000 in taxable income pay the higher 20% capital gain tax rate.
** The 3.8% NIIT surtax only applies to “net investment income” as defined in IRC §1411.
Single Taxpayer
| Capital Gain Tax Rate | Section 1411 NIIT Surtax | Combined Tax Rate | |
|---|---|---|---|
| $0 – $44,625 | 0% | 0% | 0% |
| $44,626 – $200,000 | 15% | 0% | 15% |
| $200,001 – $492,300 | 15% | 3.8% | 18.8% |
| $492,301+ | 20% | 3.8% | 23.8% |
Married Filing Jointly Taxpayer
| Capital Gain Tax Rate | Section 1411 NIIT Surtax | Combined Tax Rate | |
|---|---|---|---|
| $0 – $89,250 | 0% | 0% | 0% |
| $89,251 – $250,000 | 15% | 0% | 15% |
| $250,001 – $553,850 | 15% | 3.8% | 18.8% |
| $553,851+ | 20% | 3.8% | 23.8% |